Continuing problems with the sub-prime mortgage market have forced many lenders to tighten their qualifying standards causing some well qualified buyers, investors and folks needing to refinance an existing home loan to feel locked out. Knowing which lenders have the ability to extend credit qualifications while offering safe affordable loan programs is key to anyone seeking a mortgage today. As a Lic. Mortgage Broker with LOANS inc. a Licensed Mortgage Lender I have some attractive loans available. LOANS inc. is a wholesale mortgage lender and an equal credit opportunity lender. Underwriting decisions, approvals and funding all are decided in house and mortgage approval takes no longer than 24 hours after I've submitted a completed loan application and credit authorization. Here are just some of the currently available loan programs we are offering through LOANS, inc. LOANS inc. LICENSED MORTGAGE LENDER / EQUAL CREDIT OPPORTUNITY LENDER George E. Sinacori - Lic. Mortgage Broker Purchase Money - Refinance - Debt Consolidation - Cash Out Occupancy - Primary Residence - Second Home - Investor Loans Community Housing Assistance Mortgage Program (CHAMP) with up to 100% LTV - A program for our low to moderate income clients. Includes earnings limits by county. Call me directly 561-306-6736 or email me for a copy of the county by county limits. A fixed rate mortgage program with available 40 year amortization schedule. HARD EQUITY LOANS - NO CREDIT SCORE - RESIDENTIAL - COMMERCIAL Residential and Commercial -Maximum loan 2,000,000 HARD EQUITY LOAN PARAMETERS Min. Credit Score 350 / No credit score is okay Min./Max. Loan $ 130,000 / $ 2,000,000 Max. LTV 65% LTV on Detached / Attached SFH 60% LTV Condo 55% LTV Hi-Rise 50% LTV Unit - Investor, Lot and Commercial Loans Call me directly at 561-306-6736 or email me for more information on our Hard Equity ProgramsAdditional mortgage programs include: Primary Residence up to 100% LTV No Income No Asset Primary or 2nd home Refinance Primary, 2nd home or Investment PropertyNo Documentation Stated Income ProgramsSTATED UP TO 100% LTV - LOANS UP TO $ 4,000,000 requires a 621+ credit score and 2-Yrs with the same employer or profession Contact me for details and a Loan Submission Form.
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