Real Estate Adventures

In the aftermath of the problems with the sub-prime mortgage market, many lenders are tightening their qualifying standards causing some buyers, investors and folks needing to refinance an existing home loan to feel locked out. Knowing which lenders have the ability to extend credit qualifications while offering safe affordable loan programs is key to anyone seeking a mortgage today. 

As a Lic. Mortgage Broker with LOANS inc. a Licensed Mortgage Lender  I have some attractive loans available. LOANS inc. is a wholesale lender. Underwriting decisions, approvals and funding all are decided in house and mortgage approval takes no longer than 24 hours after I've submitted a completed loan application and credit authorization. Here are just some of the currently available loan programs we are offering:

LOANS inc.
LICENSED MORTGAGE LENDER / EQUAL HOUSING OPPORTUNITY LENDER
George E. Sinacori - Lic. Mortgage Broker

Purchase Money - Refinance - Debt Consolidation - Cash Out
Occupancy - Primary Residence - Second Home - Investor Loans

Community Housing Assistance Mortgage Program                              (CHAMP) with up to 100% LTV - A program for our low to moderate income clients. Includes earnings limits by county. Call me directly or email me for a copy of the county by county limits.


HARD EQUITY LOANS - NO CREDIT SCORE - RESIDENTIAL - COMMERCIAL
Residential and Commercial -Maximum loan 2,000,000
HARD EQUITY LOAN PARAMETERS
Min. Credit Score 350 / No credit score is okay
Min./Max. Loan $ 130,000 / $ 2,000,000
Max. LTV 65% LTV on Detached / Attached SFH
60% LTV Condo
55% LTV Hi-Rise
50% LTV Unit - Investor, Lot and Commercial Loans



Additional programs include:
Primary Residence 100% LTV
No Income No Asset Primary or 2nd home
Refinance
No Doc Stated Income
STATED UP TO 100% LTV - LOANS UP TO $ 4,000,000
requires a 621+ credit score and 2-Yrs with the same employer or profession

Contact me for details and a Loan Submission Form.